{"id":7409,"date":"2025-08-06T20:21:21","date_gmt":"2025-08-07T00:21:21","guid":{"rendered":"https:\/\/www.vouga.com.py\/?p=7409"},"modified":"2025-08-06T20:24:24","modified_gmt":"2025-08-07T00:24:24","slug":"nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales","status":"publish","type":"post","link":"https:\/\/www.vouga.com.py\/en\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/","title":{"rendered":"New National Payment System Law \u2013 New regulations may affect previously unregulated actors"},"content":{"rendered":"<p>On June 27, 2025, Law No. 7503\/2025 \"On the National Payment System\" was enacted, fully replacing the former Law No. 4595\/2012. This new legislation marks a significant shift in the regulatory framework for payment systems in Paraguay, significantly expanding the supervisory scope of the Central Bank of Paraguay (BCP).<\/p>\n\n\n\n<p>Unlike the previous framework, Law 7503\/25 include as potentially regulated entities those that were previously outside the BCP\u2019s direct supervision, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payment gateways<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payment processors<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Electronic money issuers<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Payment service providers (PSPs)<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Other actors in the payments ecosystem<\/li>\n<\/ul>\n\n\n\n<p>The BCP is currently drafting specific regulations for Payment Initiation Service Providers (PISPs), with the aim of formally incorporating financial technology entities (fintechs) as authorized players in the ecosystem. This process also includes updating the requirements and operational rules that govern such services.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Key highlights of Law 7503\/25:<\/li>\n<\/ul>\n\n\n\n<p>Establishes a comprehensive legal framework for the organization, supervision, and operation of the National Payment System.2. Introduces guiding principles such as security, interoperability, financial inclusion, and transparency.3. Grants the BCP powers to regulate, register, supervise, and sanction participants.4. Extends the scope to include non-traditional financial entities offering payment-related services.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What does this mean?<\/li>\n<\/ul>\n\n\n\n<p>Although the law has not yet been specifically regulated, its broad drafting allows the BCP to determine through resolutions who will be subject to it. Reports already indicate that the BCP is requesting information and compliance from companies previously outside formal oversight.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Who may be affected?<\/li>\n<\/ul>\n\n\n\n<p>Technology companies, fintechs, e-commerce platforms with proprietary payment gateways, e-money issuers, and other entities involved in the payments cycle may be affected by this new legislation.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Registration and authorization<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Technical and security requirements<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transparency and access rules<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li> Reporting obligations<\/li>\n<\/ul>\n\n\n\n<p>At Vouga Abogados, we closely monitor regulatory developments in the sector and offer our legal team\u2019s assistance to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Provide updated information on the implementation of the new law.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Conduct preventive legal assessments on the applicability of the regulation.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assist in preparing compliance strategies in response to potential BCP requirements.<\/li>\n<\/ul>\n\n\n\n<p>For further information or to schedule a meeting, please do not hesitate to contact us.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-92fc3979 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 botonblog is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-vivid-red-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2025\/08\/VOUGA_-Novedades-en-BF_1.Articulo-sobre-nueva-ley-ING.pdf\" style=\"border-radius:0px\" target=\"_blank\" rel=\"noreferrer noopener\">Download<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>El 27 de junio de 2025 fue promulgada la Ley N\u00b0 7503\/2025 \u00abDel Sistema Nacional de Pagos\u00bb, que reemplaza en su totalidad a la anterior Ley N\u00b0 4595\/2012. Esta nueva legislaci\u00f3n representa un cambio sustancial en el marco regulatorio del sistema de pagos en Paraguay, ampliando de manera significativa el alcance de supervisi\u00f3n del Banco [&hellip;]<\/p>","protected":false},"author":6,"featured_media":7350,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":29,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nueva Ley del Sistema Nacional de Pagos \u2013 Nuevas regulaciones que podr\u00edan impactar a actores no tradicionales - Vouga Abogados<\/title>\n<meta name=\"description\" content=\"Continuamos con la segunda entrega de nuestra serie sobre regulaci\u00f3n energ\u00e9tica. 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Este documento analiza los mecanismos de licenciamiento, contrataci\u00f3n y fijaci\u00f3n de precios en el sector energ\u00e9tico paraguayo, as\u00ed como las barreras normativas que enfrentan quienes buscan invertir en generaci\u00f3n y transporte de energ\u00eda, en especial a partir de fuentes renovables.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vouga.com.py\/en\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/\" \/>\n<meta property=\"og:site_name\" content=\"Vouga Abogados\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-07T00:21:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-07T00:24:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2025\/07\/BANNER-VOUGA-100-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1921\" \/>\n\t<meta property=\"og:image:height\" content=\"835\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Contenido\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Contenido\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vouga.com.py\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/\",\"url\":\"https:\/\/www.vouga.com.py\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/\",\"name\":\"Nueva Ley del Sistema Nacional de Pagos \u2013 Nuevas regulaciones que podr\u00edan impactar a actores no tradicionales - Vouga Abogados\",\"isPartOf\":{\"@id\":\"https:\/\/www.vouga.com.py\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.vouga.com.py\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.vouga.com.py\/nueva-ley-del-sistema-nacional-de-pagos-nuevas-regulaciones-que-podrian-impactar-a-actores-no-tradicionales\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2025\/07\/BANNER-VOUGA-100-2.jpg\",\"datePublished\":\"2025-08-07T00:21:21+00:00\",\"dateModified\":\"2025-08-07T00:24:24+00:00\",\"author\":{\"@id\":\"https:\/\/www.vouga.com.py\/#\/schema\/person\/381df812757210d75d91218e042a44a3\"},\"description\":\"Continuamos con la segunda entrega de nuestra serie sobre regulaci\u00f3n energ\u00e9tica. 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