{"id":5019,"date":"2024-06-05T11:05:26","date_gmt":"2024-06-05T15:05:26","guid":{"rendered":"https:\/\/www.vouga.com.py\/?p=5019"},"modified":"2024-06-05T12:46:49","modified_gmt":"2024-06-05T16:46:49","slug":"el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito","status":"publish","type":"post","link":"https:\/\/www.vouga.com.py\/en\/el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito\/","title":{"rendered":"The Central Bank of Paraguay modifies the Credit and Debit Card Regulations"},"content":{"rendered":"<p>Through Resolution No. 16 Act No. 18 dated May 2, 2024, the Board of Directors of the Central Bank of Paraguay (\u201cBCP\u201d) amended articles 6 and 15 of the Regulations for the Issuance, Operation and Administration of Credit and Debit Cards (the \u201cRegulations\u201d).<\/p>\n\n\n\n<p>Regardless of whether they have commercial agreements with card issuing participants, the Payment Service Provider (\u201cPSP\u201d) must follow the indications set forth in the Regulations when settling card transactions.<\/p>\n\n\n\n<p>In cases where there is a commercial agreement between the PSP and the issuing participants, it is the responsibility of the PSP to take the necessary administrative measures to guarantee the settlement of the obligations arising from the use of the cards and to calculate the net positions resulting from the transactions carried out at the affiliated merchants. Settlement will be remitted through the Real-Time Gross Settlement feature (\u201cRTGS\u201d).<\/p>\n\n\n\n<p>In the cases where there is no commercial agreement, the issuing participants must make the necessary arrangements so that the funds related to the card transactions are available to the PSP within a maximum of 2 business days after the sale transaction has been carried out. In turn, the PSP must transfer the funds to the beneficiary merchants within a maximum period of 2 business days. These transfers must be made through the Automated Clearing House feature (\u201cACH\u201d).\u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-space-between is-layout-flex wp-container-core-buttons-is-layout-5e5b46d1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 botonblog is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-vivid-red-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2024\/06\/VOUGA-BF-BCP-Res.-16_24-Modificacion-del-Reglamento-de-TC_TD_Eng.pdf\" style=\"border-radius:0px\">Download<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Mediante Resoluci\u00f3n N\u00b0 16 Acta N\u00b0 18 de fecha 02 de mayo del 2024, el Directorio del Banco Central del Paraguay (\u201cBCP\u201d) modific\u00f3 los art\u00edculos 6 y 15 del Reglamento para la Emisi\u00f3n, Operaci\u00f3n y Administraci\u00f3n de Tarjetas de Cr\u00e9dito y D\u00e9bito (el \u201cReglamento\u201d). Independientemente a que posean acuerdos comerciales con los participantes emisores de [&hellip;]<\/p>","protected":false},"author":6,"featured_media":5043,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":1,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5019","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>El Banco Central del Paraguay modifica el Reglamento de Tarjetas de Cr\u00e9dito y D\u00e9bito - Vouga Abogados<\/title>\n<meta name=\"description\" content=\"Mediante Resoluci\u00f3n N\u00b0 16 Acta N\u00b0 18 de fecha 02 de mayo del 2024, el Directorio del Banco Central del Paraguay (\u201cBCP\u201d) modific\u00f3 los art\u00edculos 6 y 15 del Reglamento para la Emisi\u00f3n, Operaci\u00f3n y Administraci\u00f3n de Tarjetas de Cr\u00e9dito y D\u00e9bito (el \u201cReglamento\u201d).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vouga.com.py\/en\/el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El Banco Central del Paraguay modifica el Reglamento de Tarjetas de Cr\u00e9dito y D\u00e9bito - Vouga Abogados\" \/>\n<meta property=\"og:description\" content=\"Mediante Resoluci\u00f3n N\u00b0 16 Acta N\u00b0 18 de fecha 02 de mayo del 2024, el Directorio del Banco Central del Paraguay (\u201cBCP\u201d) modific\u00f3 los art\u00edculos 6 y 15 del Reglamento para la Emisi\u00f3n, Operaci\u00f3n y Administraci\u00f3n de Tarjetas de Cr\u00e9dito y D\u00e9bito (el \u201cReglamento\u201d).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vouga.com.py\/en\/el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito\/\" \/>\n<meta property=\"og:site_name\" content=\"Vouga Abogados\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-05T15:05:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-05T16:46:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2024\/06\/Tarjetas-Credito.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"595\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Contenido\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Contenido\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vouga.com.py\/el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito\/\",\"url\":\"https:\/\/www.vouga.com.py\/el-banco-central-del-paraguay-modifica-el-reglamento-de-tarjetas-de-credito-y-debito\/\",\"name\":\"El Banco Central del Paraguay modifica el Reglamento de Tarjetas de Cr\u00e9dito y D\u00e9bito - 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