{"id":4364,"date":"2023-09-07T15:04:00","date_gmt":"2023-09-07T19:04:00","guid":{"rendered":"https:\/\/www.vouga.com.py\/?p=4364"},"modified":"2023-09-07T15:07:02","modified_gmt":"2023-09-07T19:07:02","slug":"circular-no-132-23-orientaciones-sobre-tasas-de-interes-y-transparencia-financiera","status":"publish","type":"post","link":"https:\/\/www.vouga.com.py\/en\/circular-no-132-23-orientaciones-sobre-tasas-de-interes-y-transparencia-financiera\/","title":{"rendered":"Circular No. 132\/23: Guidance on Interest Rates and Financial Transparency"},"content":{"rendered":"<p>The Central Bank of Paraguay (\"BCP\") recently issued Circular No. 132\/23 on August 14, 2023, with the purpose of providing clarity and transparency in the calculation of interest rates based on the Interest Rate Regulation, which was previously approved by the BCP through Resolution No. 23, Act No. 9, dated February 23, 2023.<\/p>\n\n\n\n<p>The purpose of this regulation is to establish guidelines that financial entities must follow for the calculation of interest rates in a fair and transparent manner, thus promoting greater equity in financial relations between entities and consumers.<\/p>\n\n\n\n<p>One of the highlights of Circular No. 132\/23 is the provision of examples for the calculation of interest rates. These examples reflect the current financial practices and are considered general standards. The purpose of these examples is to provide supervised entities with a clear reference framework for determining interest rates in various financial operations. It is important to note that these examples are neither rigid nor exclusive.<\/p>\n\n\n\n<p>Circular No. 132\/23 places a strong emphasis on the responsibility of supervised entities to ensure that interest rate calculations and other associated charges are consistent with current regulations. In addition to interest rates, the circular also addresses the charging of fees, expenses and penalties.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-space-between is-layout-flex wp-container-core-buttons-is-layout-5e5b46d1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 botonblog is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-vivid-red-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2023\/09\/VOUGA_BancasYFinanzas_Edicion5_Ingles_4.pdf\" style=\"border-radius:0px\">Download<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>El Banco Central del Paraguay (\u201cBCP\u201d) emiti\u00f3 recientemente la Circular No. 132\/23 el 14 de agosto de 2023, con el prop\u00f3sito de brindar claridad y transparencia en el c\u00e1lculo de las tasas de inter\u00e9s basado en el Reglamento de Tasas de Inter\u00e9s, que fue aprobado previamente por el BCP mediante la Resoluci\u00f3n N\u00b0 23, Acta [&hellip;]<\/p>","protected":false},"author":6,"featured_media":4365,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4364","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - 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Vouga Abogados\" \/>\n<meta property=\"og:description\" content=\"El Banco Central del Paraguay (\u201cBCP\u201d) emiti\u00f3 recientemente la Circular No. 132\/23 el 14 de agosto de 2023, con el prop\u00f3sito de brindar claridad y transparencia en el c\u00e1lculo de las tasas de inter\u00e9s basado en el Reglamento de Tasas de Inter\u00e9s, que fue aprobado previamente por el BCP mediante la Resoluci\u00f3n N\u00b0 23, Acta N\u00b0 9, con fecha 23 de febrero de 2023.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vouga.com.py\/en\/circular-no-132-23-orientaciones-sobre-tasas-de-interes-y-transparencia-financiera\/\" \/>\n<meta property=\"og:site_name\" content=\"Vouga Abogados\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-07T19:04:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-07T19:07:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2023\/09\/VOUGA_ImagenWeb_4.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"594\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Contenido\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Contenido\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vouga.com.py\/circular-no-132-23-orientaciones-sobre-tasas-de-interes-y-transparencia-financiera\/\",\"url\":\"https:\/\/www.vouga.com.py\/circular-no-132-23-orientaciones-sobre-tasas-de-interes-y-transparencia-financiera\/\",\"name\":\"Circular No. 132\/23: Orientaciones sobre Tasas de Inter\u00e9s y Transparencia Financiera - 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