{"id":4283,"date":"2023-08-08T23:28:14","date_gmt":"2023-08-09T03:28:14","guid":{"rendered":"https:\/\/www.vouga.com.py\/?p=4283"},"modified":"2023-10-16T17:48:33","modified_gmt":"2023-10-16T21:48:33","slug":"la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena","status":"publish","type":"post","link":"https:\/\/www.vouga.com.py\/en\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/","title":{"rendered":"The Superintendency of Insurance reminds the maximum percentage of intermediation and other commissions for life insurance and insurance hired on behalf of others"},"content":{"rendered":"<p>By means of Circular SS. SG. N\u00b084\/2023, the Superintendency of Insurance (\u201cSIS\u201d) reminds all insurance entities and insurance intermediaries authorized to operate in the local market about the validity of Resolution SS.SG. No. 45\/13 (the \"Resolution\"), dated 8 August 2013. Specifically, the SIS emphasized the conditions stipulated in Article 1\u00b0 of the Resolution, which is of particular relevance to the sector.<\/p>\n\n\n\n<p>According to the Resolution, commissions for intermediation and other concepts, agreed between insurance companies and insurance agents or brokers, in the case of life insurance (regardless of whether or not they contemplate the constitution of Mathematical Reserves), may not exceed 30% of the tariff premium as a component of the same, incorporated in the Technical Note approved by the SIS. This means that such commissions must be kept within a reasonable limit regulated by the supervision authority.<\/p>\n\n\n\n<p>In the event that the commission rates set out in the Technical Notes registered with the SIS are lower than the maximum allowed percentage of 30%, the rates set out in these Technical Notes will apply.<\/p>\n\n\n\n<p>It is important to note that this limit also applies to Insurance Hired on Behalf of Others, in accordance with the provisions of article 1565 and concordant articles of the Civil Code.<\/p>\n\n\n\n<p>The SIS reminds the importance of complying with these provisions, which aim to promote transparency and fairness in the insurance market, thus protecting the interests of both insurance companies and customers and policyholders.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-space-between is-layout-flex wp-container-core-buttons-is-layout-5e5b46d1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50 botonblog is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-vivid-red-color has-white-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2023\/08\/VOUGA_BancasYFinanzas_Edicion4_Ingles_8.pdf\" style=\"border-radius:0px\">Download<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Mediante la Circular SS. SG. N\u00b084\/2023, la Superintendencia de Seguros (\u201cSIS\u201d) recuerda a todas las entidades aseguradoras y a los intermediarios de seguros habilitados para operar en el mercado local, la vigencia de la Resoluci\u00f3n SS.SG. N\u00b0 45\/13 (la \u201cResoluci\u00f3n\u201d), del 8 de agosto de 2013. Espec\u00edficamente, la SIS hizo hincapi\u00e9 en las condiciones estipuladas [&hellip;]<\/p>","protected":false},"author":6,"featured_media":4284,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":9,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La Superintendencia de Seguros reitera el porcentaje m\u00e1ximo de comisiones por intermediaci\u00f3n y otros conceptos en los seguros de vida y los seguros tomados por cuenta ajena - Vouga Abogados<\/title>\n<meta name=\"description\" content=\"Mediante la Circular SS. SG. N\u00b084\/2023, la Superintendencia de Seguros (\u201cSIS\u201d) recuerda a todas las entidades aseguradoras y a los intermediarios de seguros habilitados para operar en el mercado local, la vigencia de la Resoluci\u00f3n SS.SG. N\u00b0 45\/13 (la \u201cResoluci\u00f3n\u201d), del 8 de agosto de 2013. Espec\u00edficamente, la SIS hizo hincapi\u00e9 en las condiciones estipuladas en el art\u00edculo 1\u00b0 de la Resoluci\u00f3n, que resulta de especial relevancia para el sector.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vouga.com.py\/en\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La Superintendencia de Seguros reitera el porcentaje m\u00e1ximo de comisiones por intermediaci\u00f3n y otros conceptos en los seguros de vida y los seguros tomados por cuenta ajena - Vouga Abogados\" \/>\n<meta property=\"og:description\" content=\"Mediante la Circular SS. SG. N\u00b084\/2023, la Superintendencia de Seguros (\u201cSIS\u201d) recuerda a todas las entidades aseguradoras y a los intermediarios de seguros habilitados para operar en el mercado local, la vigencia de la Resoluci\u00f3n SS.SG. N\u00b0 45\/13 (la \u201cResoluci\u00f3n\u201d), del 8 de agosto de 2013. Espec\u00edficamente, la SIS hizo hincapi\u00e9 en las condiciones estipuladas en el art\u00edculo 1\u00b0 de la Resoluci\u00f3n, que resulta de especial relevancia para el sector.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vouga.com.py\/en\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/\" \/>\n<meta property=\"og:site_name\" content=\"Vouga Abogados\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-09T03:28:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-16T21:48:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2023\/08\/Articulo-SS-La-Superintendencia-de-Seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermed.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"594\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Contenido\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Contenido\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vouga.com.py\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/\",\"url\":\"https:\/\/www.vouga.com.py\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/\",\"name\":\"La Superintendencia de Seguros reitera el porcentaje m\u00e1ximo de comisiones por intermediaci\u00f3n y otros conceptos en los seguros de vida y los seguros tomados por cuenta ajena - Vouga Abogados\",\"isPartOf\":{\"@id\":\"https:\/\/www.vouga.com.py\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.vouga.com.py\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.vouga.com.py\/la-superintendencia-de-seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermediacion-y-otros-conceptos-en-los-seguros-de-vida-y-los-seguros-tomados-por-cuenta-ajena\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vouga.com.py\/wp-content\/uploads\/2023\/08\/Articulo-SS-La-Superintendencia-de-Seguros-reitera-el-porcentaje-maximo-de-comisiones-por-intermed.png\",\"datePublished\":\"2023-08-09T03:28:14+00:00\",\"dateModified\":\"2023-10-16T21:48:33+00:00\",\"author\":{\"@id\":\"https:\/\/www.vouga.com.py\/#\/schema\/person\/381df812757210d75d91218e042a44a3\"},\"description\":\"Mediante la Circular SS. 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